PRAN Card: How to Get Your PRAN Number | HDFC Pension

PRAN Card – How to Apply for PRAN Card Online


Many young professionals plan for retirement from the time they start working. In India, the National Pension System (NPS) remains the favoured retirement planning tool for most young workers. Individuals receive a Permanent Retirement Account Number (PRAN) when they subscribe to NPS. The PRAN becomes an identifier and facilitates seamless access to NPS account. Let’s better understand the significance of a PRAN Card and the process of applying for it online.


What Is PRAN?

The PRAN is a unique identification number allotted to individuals contributing to NPS. It becomes a central access point to manage NPS contributions, track investment performance, and monitor the pension account throughout the subscriber’s lifetime.

What Is a PRAN Card?

A PRAN Card is a document that contains crucial details such as the PRAN number, subscriber name, photograph, and other relevant information associated with the NPS account. It serves as tangible proof of NPS Account and facilitates in accessing the account details.


Benefits of Having a PRAN Card

Let’s better understand how the PRAN Card benefits you.

Quick Access

The PRAN allows subscribers to access their NPS account. Individuals can quickly view their NPS holdings and contributions.

Easy Transaction Tracking

Subscribers can use the PRAN to keep track of their investments and track all NPS transactions.

Claiming NPS Benefits

Subscribers must use their PRAN to claim NPS benefits.


How to Apply for a PRAN Card Online

Let’s better understand the process to follow to apply for a PRAN with your Aadhaar card.

Step 1 – Visit the HDFC Pension Website – by ClickingHere

Step 2 – Fill in the required details and choose Aadhaar option  for  paperless application.

The portal will automatically pull your photograph and other details from your Aadhaar and link it to your PRAN.

Step 3 – Submit the form and pay the registration fee and make initial contribution online.

You can make the payment online through internet banking, UPI, and credit or debit cards.

Step 4 – Authenticate your Aadhaar details through OTP verification.

Documents Required to Apply for PRAN

Individuals must have the following documents ready while applying for a PRAN Card

  • Identity Proof (Aadhaar, PAN, Passport, etc.)
  • Address Proof (Aadhaar, Passport, Utility Bills, etc.)
  • Photograph
  • KYC Documents (if applicable for NRIs)

The PRAN Card serves as the gateway to efficient Retirement Planning via NPS.. It offers subscribers a consolidated view of their pension contributions, facilitating seamless account monitoring. Applying for a PRAN online has been simplified to ensure accessibility and ease for all individuals. In this digital age, securing your financial future begins with applying for PRAN Card. Empower yourself to take charge of your retirement planning by acquiring your PRAN Card today and embarking on a journey towards a financially secure future.


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