Low Cost Product

NPS operates at extremely low Fund Management charge as compared to 1.25% plus FMC of Insurance / Mutual Funds. This huge difference in charge enables you to save higher corpus for retirement.

Flexible Contribution

You get the option to opt for NPS SIP or make ad-hoc contributions into your NPS account. In order to keep the account active, only an annual contriubtion of Rs.1000/- needs to be made to a Tier I NPS Account.

Transparent & Well Regulated

NPS is prudently regulated by Pension Fund Regulatory and Development Authority ( PFRDA ). Once a NPS account is opened, you can simply log in to the account and check your balances, make transactions. Access to your NPS account is just a click away.

Portable (transferable) Account

If you change your job or move anywhere across the country, you can continue to invest in NPS with the same PRAN allotted initially.

Choose your Portfolio

NPS offers you the option to not only choose your portfolio as per your risk appetite, it offers the flexibility to re-align your portfolio without incurring cost / capital gain tax.