What is National Pension System (NPS)?
The National Pension System (NPS), previously known as National Pension Scheme is a voluntary pension plan launched by the Government of India to financially secure the life of an individual post retirement.
It’s regulated by The Pension Fund Regulatory & Development Authority of India (PFRDA).
Why NPS?
Tax Benefit Today, Financial Security Tomorrow
Lifelong Financial Independence with Regular Pension
Exempt Exempt Exempt – Tax Exemption at every stage!
Globally Low-cost Investment Product
One Plan, Multiple Benefits
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Knowledge Centre
Evolution of NPS
Types of NPS Accounts
Our Services
Open your NPS Account
Invest in NPS 
Set NPS SIP 
Calculate NPS Corpus
NPS Fund Performance
Knowledge Center
NPS Services
NPS FAQs
Why HDFC Pension?
We provide a seamless NPS registration platform, including the processing of all your financial and non – financial transactions.
We have dedicated resources for NPS servicing in all major locations.
We provide a seamless NPS registration platform, including the processing of all your financial and non – financial transactions.
We have dedicated resources for NPS servicing in all major locations.
We also provide call center support and dedicated email ID for query resolution
Our unique life99 platform is for you to calculate your retiral readiness & track all retirement investments.
We also provide call center support and dedicated email ID for query resolution.
Our unique life99 platform is for you to calculate your retiral readiness & track all retirement investments.
NPS Schemes
Retail NPS
The quicker you start, the more you save for your retirement
Corporate NPS
Empower your employees to save more for retirement
Government NPS
Higher returns for Government employees with private PFM
Annuity from NPS
We help you plan better for your second innings in life
NPS for NRI/OCI
You can now buy NPS from anywhere in the world!
Frequently Asked Questions on NPS
Who can subscribe to NPS?
A citizen of India, whether resident or non – resident can join the NPS subject to following conditions:
- Subscriber should be between 18 – 65 years of age as on the date of submission of her application.
- Subscriber should comply with the prescribed Know Your Customer (KYC) norms as detailed in the Subscriber Registration Form for NPS.
Can NRI, OCI, HUF and PIO join NPS?
NRIs and OCIs can join NPS. However, HUF and PIO cannot.
How does the scheme work?
The scheme is based on unique Permanent Retirement Account Number (PRAN) which is allotted to each Subscriber upon joining. Subscriber contributes towards NPS (directly or through the Employer he/she is working with) during his/her working life. On retirement or exit from the scheme, the Corpus is made available to him/her with the mandate that some portion of the Corpus must be invested in to Annuity to provide a monthly pension post retirement or exit from the scheme.