A citizen of India, whether resident or non-resident can join NPS, subject to the following conditions:
- Diversify the portfolio across a range of different return seeking assets.
- Subscriber should comply with the Know Your Customer (KYC) norms as detailed in the Subscriber Registration Form.
The following applicants cannot join NPS:
- OCI and POI in the category of people who cannot open NPS account
- Un-discharged insolvent
- Individuals of unsound mind
- Pre-existing account holders under NPS