NPS Vatsalya Calculator - Build a secure future for your child!

Estimate your child's NPS Vatsalya corpus with a simple monthly or yearly investment and understand the withdrawal and annuity benefits available at the selected withdrawal age.

Monthly
  • Monthly
  • Yearly
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Calculation Assumptions
  • Expected Return : 11% p.a.
  • Annual Contribution Increase : 5%
  • Annuity Rate : 2.84%
Note: Expected Return, Annual Contribution Increase, and Annuity Rate are illustrative values. Actual outcomes may vary as these parameters may change over time.
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Current Age: 0 Years 0 Months 0 Days
Investment Duration: 0 Years 0 Months 0 Days
Investment Years: 0 Years

Projected Corpus at Age 18

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Total Investment

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Estimated Gain

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NPS Vatsalya Calculation

Withdrawal Eligibility

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Lump Sum Amount

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Annuity Corpus

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Lump Sum Withdrawal Eligibility

Continue NPS

Convert account to All Citizen Model. Contributions may continue under standard NPS rules.

Partial Withdrawal Rules
  • Additional 2 withdrawals are allowed between age 18 and 21.
  • Up to 25% of contributions can be withdrawn.
  • The account must be active for at least 3 years.
  • Withdrawal may be permitted for education.
  • Withdrawal may be permitted for specified illnesses.
  • Withdrawal may be permitted for disability above 75%.
  • Other PFRDA-approved reasons may apply.
Auto Migration to MSF

If no option is chosen by age 21, the account will automatically migrate to the MSF High-Equity Scheme. Applicable MSF exit rules will apply thereafter.

Projected Corpus Growth

Year-wise projected corpus until 18 years

The returns shown are estimated @ 11% p.a.

Withdrawal Allocation at 18 Years

Corpus split as per NPS Vatsalya rules

Lump Sum ₹ 0 Annuity ₹ 0