Projected Corpus Growth
Year-wise projected corpus until 18 years
The returns shown are estimated @ 11% p.a.
NPS Vatsalya Calculator - Build a secure future for your child!
Estimate your child's NPS Vatsalya corpus with a simple monthly or yearly investment and understand the withdrawal and annuity benefits available at the selected withdrawal age.
Monthly
Calculation Assumptions
- Expected Return : 11% p.a.
- Annual Contribution Increase : 5%
- Annuity Rate : 2.84%
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Investment Duration:
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Investment Years:
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Projected Corpus at Age 18
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Total Investment
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Estimated Gain
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NPS Vatsalya Calculation
Withdrawal Eligibility
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Lump Sum Amount
₹ 0
Annuity Corpus
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Lump Sum Withdrawal Eligibility
Continue NPS
Convert account to All Citizen Model. Contributions may continue under standard NPS rules.
Partial Withdrawal Rules
- Additional 2 withdrawals are allowed between age 18 and 21.
- Up to 25% of contributions can be withdrawn.
- The account must be active for at least 3 years.
- Withdrawal may be permitted for education.
- Withdrawal may be permitted for specified illnesses.
- Withdrawal may be permitted for disability above 75%.
- Other PFRDA-approved reasons may apply.
Auto Migration to MSF
If no option is chosen by age 21, the account will automatically migrate to the MSF High-Equity Scheme. Applicable MSF exit rules will apply thereafter.
Withdrawal Allocation at 18 Years
Corpus split as per NPS Vatsalya rules
Lump Sum
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Annuity
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