Investment Philosophy

In today's challenging market conditions, we are driven by the conviction to devise suitable investment policies and strategies, designed to protect capital, generate income and/or provide potential for capital growth over the longer term.

An essential element of HDFC Pension's role as an investment manager is to design a portfolio investment strategy that maximizes the likelihood of achieving your goals and objectives. The goal of the investment program is to meet a consistent long-term return objective while exposing the fund to the least possible risk. Successful investing involves developing a thoughtful, focused long-term strategy and consistently implementing that plan over time.

To achieve these aims, we are driven by following tenets:

  • Diversify the portfolio across a range of different return seeking assets.
  • Manage the portfolio over the investment cycle with an expected normal long term time horizon for investments
  • Aim to minimise the cost of transactions